:root{--navy:#07131f;--navy2:#0c1b2a;--gold:#d4a25a;--gold2:#c9983a;--text:#172233;--muted:#68717d;--line:#e8e4dd}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body,Montserrat,Arial,sans-serif);color:var(--brand-text,var(--text));background:var(--brand-bg,#fff);font-size:14px;line-height:1.6}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.container{width:min(var(--container-width,1130px),calc(100% - 48px));margin:auto}
.site-header{position:fixed;z-index:50;left:0;right:0;top:0;height:56px;background:#07131f;color:#fff;box-shadow:0 4px 14px rgba(0,0,0,.18)}
.header-inner{height:56px;display:flex;align-items:center;gap:24px}
.brand{display:flex;align-items:center;gap:10px;min-width:210px}
.brand-mark{width:45px;height:35px;color:var(--gold);display:grid;place-items:center;flex:none}
.brand-mark svg{width:45px;height:35px;fill:none;stroke:currentColor;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.brand-text strong{display:block;color:#fff;font-size:19px;line-height:1;letter-spacing:1px}
.brand-text small{display:block;color:#c9c9c9;font-size:8px;letter-spacing:.8px}
.nav{flex:1;display:flex;align-items:center;justify-content:center;gap:31px;text-transform:uppercase;font-size:11px;font-weight:700}
.nav a{position:relative;flex:none;color:#f4f6f8;white-space:nowrap;transition:color .25s ease}
.nav a.active,.nav a:hover{color:var(--gold)}
.nav a:after{content:"";position:absolute;left:0;right:0;bottom:-12px;height:2px;background:var(--gold);transform:scaleX(0);transition:transform .25s ease}
.nav a.active:after,.nav a:hover:after{transform:scaleX(1)}
.header-actions{display:flex;align-items:center;gap:18px}
.phone{font-size:var(--font-size-small,12px);font-weight:700;white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:var(--btn-radius,2px);text-transform:uppercase;font-weight:800;font-size:var(--font-size-small,12px);height:42px;padding:0 26px;border:1px solid transparent;white-space:nowrap;transition:transform .25s ease,box-shadow .25s ease,background .25s ease,color .25s ease;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:linear-gradient(180deg,#e7bd75,#c98e37);color:#fff;box-shadow:0 6px 16px rgba(201,142,55,.2)}
.btn-outline{border-color:#d7e0ea;color:#fff;background:transparent}
.btn-outline:hover{background:#fff;color:var(--navy)}
.menu-toggle{display:none;background:transparent;border:0;color:#fff;font-size:24px}
.page-head{padding:120px 0 26px}
.process-hero{position:relative;min-height:432px;padding:96px 0 48px;background:linear-gradient(115deg,#fff 0%,#fff 51%,#f7f8fa 51%,#eef2f5 100%);overflow:hidden;border-bottom:1px solid #eef1f4}
.process-hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:22px;background:linear-gradient(90deg,rgba(255,255,255,0),rgba(212,162,90,.38),rgba(255,255,255,0));opacity:.55}
.process-hero-watermark{position:absolute;left:50.5%;top:68px;color:transparent;-webkit-text-stroke:1px rgba(7,19,31,.055);font-size:74px;line-height:.86;font-weight:900;letter-spacing:2px;text-transform:uppercase;z-index:1;pointer-events:none}
.head-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1fr) minmax(420px,560px);gap:58px;align-items:center}
.process-hero-copy{padding-left:16px}
.breadcrumb{display:flex;align-items:center;flex-wrap:wrap;font-size:var(--font-size-small,12px);color:var(--muted,#68717d);margin-bottom:20px}
.breadcrumb .bc-home{display:flex;align-items:center;color:var(--navy,#07131f);transition:color .2s}
.breadcrumb .bc-home:hover{color:var(--gold,#d4a25a)}
.breadcrumb .bc-sep{padding:0 9px;color:#bcc4cc;font-size:11px}
.breadcrumb a{color:var(--muted,#68717d);transition:color .2s}
.breadcrumb a:hover{color:var(--gold,#d4a25a)}
.breadcrumb strong{color:var(--text,#172233);font-weight:600}
.page-head h1{margin:0;text-transform:uppercase;font-size:var(--font-size-h1,45px);line-height:1.06;font-weight:900;letter-spacing:-.4px;color:#07131f}
.page-head h2{margin:8px 0 23px;color:var(--gold2);font-size:28px;line-height:1.24;font-weight:800}
.page-head p{max-width:575px;color:#5e6874;margin:0;font-size:15px;line-height:1.85}
.hero-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px;max-width:610px}
.hero-benefits article{min-height:76px;background:#fff;border:1px solid #f0eee9;border-radius:7px;box-shadow:0 14px 30px rgba(15,31,46,.08);display:flex;align-items:center;gap:14px;padding:15px 17px}
.hero-benefits i{width:40px;height:40px;flex:none;color:var(--gold2);display:grid;place-items:center}
.hero-benefits svg{width:34px;height:34px;fill:none;stroke:currentColor;stroke-width:1.55;stroke-linecap:round;stroke-linejoin:round}
.hero-benefits strong{display:block;color:#172233;font-size:13px;font-weight:800;margin-bottom:2px}
.hero-benefits span{display:block;color:#68717d;font-size:11.5px;line-height:1.35}
.process-hero-media{position:relative;height:356px;margin-right:-78px;filter:drop-shadow(0 18px 34px rgba(7,19,31,.18))}
.process-hero-media:before{content:"";position:absolute;inset:-15px 0 -15px -24px;background:linear-gradient(135deg,#fff 0%,#fff 38%,#e7bd75 38%,#e7bd75 40%,#fff 40%,#fff 100%);clip-path:polygon(16% 0,100% 0,100% 100%,3% 100%,0 95%,14% 50%,0 5%);z-index:0}
.process-hero-media img{position:relative;z-index:1;width:100%;height:100%;object-fit:cover;object-position:center;clip-path:polygon(17% 0,100% 0,100% 100%,4% 100%,0 95%,15% 50%,0 5%)}
.sketch{display:none}
.process-main{padding:0 0 38px}
.process-wrap{display:grid;grid-template-columns:92px 1fr;gap:28px}
.timeline-rail{display:grid;grid-template-rows:repeat(6,1fr);justify-items:center;position:relative;padding:8px 0}
.timeline-rail:before{content:"";position:absolute;top:45px;bottom:45px;left:50%;border-left:1px dashed #b9c1ca}
.timeline-rail span{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#07131f;color:var(--gold);font-weight:800;font-size:20px;border:4px solid #fff;box-shadow:0 0 0 2px var(--gold),0 8px 22px rgba(7,19,31,.22);position:relative;z-index:1}
.process-list{display:grid;gap:14px}
.process-card{display:grid;grid-template-columns:86px 1fr 430px;align-items:center;min-height:146px;border:1px solid var(--line);border-radius:5px;background:#fff;box-shadow:0 10px 28px -24px rgba(10,24,38,.32);overflow:hidden}
.process-icon{display:grid;place-items:center;color:var(--gold2)}
.process-icon svg{width:45px;height:45px;fill:none;stroke:currentColor;stroke-width:1.55;stroke-linecap:round;stroke-linejoin:round}
.process-copy{padding:22px 22px 22px 0}
.process-copy h3{margin:0 0 9px;text-transform:uppercase;font-size:15px}
.process-copy ul{margin:0;padding-left:17px;color:#5f6974;font-size:var(--font-size-small,12px)}
.process-card img{width:100%;height:146px;object-fit:cover}
.section{padding:var(--section-spacing,38px) 0}
.line-title{margin:0 0 24px;text-align:center;text-transform:uppercase;font-size:20px;position:relative}
.line-title:before,.line-title:after{content:"";display:inline-block;width:28px;height:1px;background:var(--gold);vertical-align:middle;margin:0 16px}
.why-grid{display:grid;grid-template-columns:repeat(5,1fr);border:1px solid var(--line)}
.why-item{text-align:center;padding:28px 22px;border-right:1px solid var(--line)}
.why-item:last-child{border-right:0}
.why-item i{display:grid;place-items:center;height:48px;color:var(--gold2)}
.why-item svg{width:40px;height:40px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.why-item h3{margin:10px 0 8px;font-size:var(--font-size-small,13px)}
.why-item p{margin:0;color:#626d78;font-size:var(--font-size-small,12px)}
.cta-strip{background:#07131f;color:#fff;overflow:hidden}
.cta-inner{min-height:150px;display:grid;grid-template-columns:220px 1fr 340px;gap:24px;align-items:center}
.sketch-small{width:220px;height:110px;border:1px solid rgba(212,162,90,.16);transform:skew(-10deg)}
.cta-inner h2{margin:0 0 8px;font-size:var(--font-size-h2,25px)}
.cta-inner p{margin:0;color:#d9e0e7}.cta-inner p::first-line{color:var(--gold)}
.cta-actions{display:flex;gap:16px}
.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 36px;align-items:start}
.faq-item{border:1px solid var(--line);background:#fff;overflow:hidden;transition:box-shadow .2s;border-radius:4px}
.faq-item.is-open{box-shadow:0 4px 16px rgba(8,22,34,.07)}
.faq-q{width:100%;text-align:left;padding:13px 46px 13px 18px;color:#2c3642;font-family:inherit;font-weight:600;font-size:13.5px;position:relative;cursor:pointer;border:0;background:transparent;display:block;transition:color .15s;line-height:1.45}
.faq-q:hover,.faq-item.is-open .faq-q{color:var(--gold2)}
.faq-icon{position:absolute;right:16px;top:50%;transform:translateY(-50%);font-size:22px;color:var(--gold2);font-weight:300;line-height:1;transition:transform .3s;pointer-events:none}
.faq-item.is-open .faq-icon{transform:translateY(-50%) rotate(45deg)}
.faq-body{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-body-inner{padding:0 18px 14px;color:#4f5d6b;font-size:13px;line-height:1.72;border-top:1px solid #f1f5f9}
.partners{padding:8px 0 34px}
.section-label{margin:0 0 8px;text-transform:uppercase;color:#5d6670;font-size:var(--font-size-small,12px);font-weight:700}
.center{text-align:center}
.logos{display:grid;grid-template-columns:repeat(7,1fr);gap:20px;align-items:center;text-align:center;margin-top:18px;color:#a1a1a1;font-weight:800;font-size:19px;filter:grayscale(1);opacity:.78}
.news{padding-top:28px}
.news-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}
.news-head h2{margin:0;text-transform:uppercase;font-size:18px}
.news-head a{color:var(--gold2);font-size:var(--font-size-small,12px);font-weight:700}
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.news-card{display:grid;grid-template-columns:170px 1fr;gap:16px;align-items:start}
.news-card img{width:170px;height:140px;object-fit:cover;border-radius:3px}
.news-card time{display:block;color:#8b949e;font-size:var(--font-size-small,11px);margin-bottom:6px}
.news-card h3{margin:0 0 8px;font-size:14px;line-height:1.35}
.news-card p{margin:0 0 8px;color:#66717d;font-size:var(--font-size-small,12px)}
.news-card a{color:var(--gold2);font-size:var(--font-size-small,12px);font-weight:700}
.footer{background:#07131f;color:#cfd5dc;padding:30px 0 0}
.footer-grid{display:grid;grid-template-columns:1.35fr .8fr 1fr 1.2fr 1.15fr;gap:32px}
.footer h3{text-transform:uppercase;color:var(--gold);font-size:var(--font-size-small,13px);margin:0 0 14px}
.footer p,.footer a{display:block;font-size:var(--font-size-small,12px);color:#b9c0c8;margin:0 0 7px}
.footer-brand{margin-bottom:14px}
.social{display:flex;gap:8px}
.social a{width:28px;height:28px;border:1px solid #6e7884;border-radius:50%;display:grid;place-items:center;font-size:var(--font-size-small,10px)}
.footer form{display:flex;border:1px solid #344253;height:38px;margin-top:12px}
.footer input{flex:1;background:transparent;border:0;color:#fff;padding:0 10px;min-width:0}
.footer button{width:44px;background:var(--gold);border:0;color:#fff}
.copyright{text-align:center;border-top:1px solid #152536;margin-top:20px;padding:12px;color:#b7bec7;font-size:var(--font-size-small,12px)}
.reveal,.reveal-up{opacity:0;transform:translateY(26px);transition:opacity .75s ease,transform .75s cubic-bezier(.2,.7,.2,1)}
.is-visible{opacity:1;transform:none}
.delay-1{transition-delay:.08s}.delay-2{transition-delay:.16s}.delay-3{transition-delay:.24s}.delay-4{transition-delay:.32s}
@media(max-width:1100px){.container{width:min(960px,calc(100% - 36px))}.head-grid{grid-template-columns:minmax(0,1fr) minmax(340px,430px);gap:34px}.process-hero-copy{padding-left:0}.process-hero-media{height:316px;margin-right:-36px}.hero-benefits{grid-template-columns:1fr;max-width:360px}.process-card{grid-template-columns:76px 1fr 320px}.why-grid{grid-template-columns:repeat(3,1fr)}.why-item{border-bottom:1px solid var(--line)}.cta-inner{grid-template-columns:1fr 340px}.sketch-small{display:none}.news-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(3,1fr)}.logos{grid-template-columns:repeat(4,1fr)}}
@media(max-width:960px){.nav{display:none;position:absolute;left:0;right:0;top:56px;background:#07131f;flex-direction:column;text-align:center;padding:20px;gap:16px}.nav.open{display:flex}.nav a:after{display:none}.menu-toggle{display:block}.phone{display:none}.process-hero{padding-top:96px;background:#fff}.head-grid,.cta-inner{grid-template-columns:1fr}.process-hero-watermark{left:auto;right:28px;top:88px;font-size:58px}.process-hero-media{height:330px;margin:10px 0 0}.process-wrap{grid-template-columns:1fr}.timeline-rail{display:none}.process-card{grid-template-columns:74px 1fr}.process-card img{grid-column:1/-1;height:220px}.process-copy{padding-right:18px}.cta-actions{flex-wrap:wrap}}
@media(max-width:720px){.container{width:calc(100% - 32px)}.header-actions .btn{display:none}.process-hero{padding-top:92px}.page-head h1{font-size:var(--font-size-h1,31px)}.page-head h2{font-size:20px}.page-head p{font-size:13px}.hero-benefits{grid-template-columns:1fr;max-width:none}.process-hero-media{height:260px}.process-hero-media:before{display:none}.process-hero-media img{clip-path:none;border-radius:6px}.process-card{grid-template-columns:1fr}.process-icon{padding-top:22px}.process-copy{padding:0 22px 22px}.why-grid,.footer-grid{grid-template-columns:1fr}.faq-grid{grid-template-columns:1fr}.why-item{border-right:0}.logos{grid-template-columns:repeat(2,1fr)}.news-card{grid-template-columns:1fr}.news-card img{width:100%;height:200px}.cta-actions{display:grid}}
@media(max-width:520px){.brand{min-width:auto}.brand-text strong{font-size:15px}.page-head{padding-top:90px}.process-hero-watermark{display:none}.line-title:before,.line-title:after{display:none}}